Iowa Dog Bite Law: Strict Liability and Your Right to Compensation

Dog attacks can cause serious physical and emotional injuries, especially to children. Iowa law provides strong protection for victims through a strict-liability statute that often makes recovery more straightforward than in other injury cases.

Iowa's Strict Liability Rule

Under Iowa Code § 351.28, a dog owner is generally liable when their dog bites or otherwise injures a person, without the victim having to prove the owner knew the dog was dangerous. This 'strict liability' approach is more favorable to victims than the old 'one free bite' rule used in some states.

Exceptions and Defenses

There are limited exceptions, such as when the injured person was unlawfully on the property or provoking the dog. Insurers may try to invoke these defenses, so documenting the circumstances of the attack is important.

Compensation for Dog Bite Injuries

Victims may recover for medical care, scarring and disfigurement, lost income, and pain and suffering. Homeowner's or renter's insurance often provides coverage. Because children are frequent victims and face lasting trauma, these claims deserve careful handling.

This article is for general informational purposes only and is not legal advice. For guidance on your specific situation, consult a licensed Iowa attorney.